When unexpected home repairs arise, a home warranty can save you thousands of dollars in out-of-pocket costs. But with so many options available, how do you choose the best provider? We’ve researched and analyzed the top home warranty companies based on coverage options, pricing, customer satisfaction, and claims processing to bring you the best choices for 2025.
1. Choice Home Warranty – Best Overall
Why We Picked It: Choice Home Warranty consistently ranks as a top provider due to its comprehensive coverage and affordable pricing. They offer plans that cover major appliances and systems, including HVAC, plumbing, and electrical.
Pros:
✅ 24/7 customer service
✅ No home inspection required
✅ Covers older home systems and appliances
2. American Home Shield – Most Customizable Plans
Why We Picked It: American Home Shield (AHS) is one of the oldest and most trusted names in the industry, offering customizable plans that allow homeowners to select their level of coverage.
Pros:
✅ Covers pre-existing conditions
✅ Flexible service fee options
✅ High claim approval rates
3. Select Home Warranty – Best for Budget-Conscious Homeowners
Why We Picked It: Select Home Warranty provides some of the most budget-friendly plans while still covering essential home systems and appliances. They also include free roof leak coverage with their plans.
Pros:
✅ Affordable monthly premiums
✅ Free roof leak protection
✅ Discounts for multi-year plans
4. Liberty Home Guard – Best Customer Service
Why We Picked It: Liberty Home Guard stands out for its stellar customer service and easy claims process, making it an excellent choice for homeowners who want a hassle-free experience.
Pros:
✅ A+ BBB rating
✅ 60-day workmanship guarantee
✅ Extensive add-on options
5. First American Home Warranty – Best for High-Payout Limits
Why We Picked It: First American Home Warranty is ideal for homeowners who want high payout limits, especially for appliances. Their First Class Upgrade option covers additional costs like refrigerant and permits.
Pros:
✅ High coverage caps for appliances
✅ Covers unknown pre-existing conditions
✅ First Class Upgrade available
How to Choose the Best Home Warranty for You
When selecting a home warranty provider, consider:
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Your coverage needs – Do you need protection for appliances, home systems, or both?
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Service fees and costs – Check the deductible and monthly premium to fit your budget.
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Reputation and reviews – Look at customer feedback and ratings to gauge reliability.
A home warranty can offer peace of mind and financial protection against unexpected repair costs. With the right provider, you can enjoy the benefits of a well-maintained home without the financial stress.
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